I am purchasing a new computer, and need a $3000, 6-12 month, no interest loan. The site offers “Bill Me Later”, but that service seems to have issues with checking credit through one agency. My credit order cialis without prescription score is 839, so I know I can get a loan. I plan to pay it off in about six months. Any suggestions? I can pay it all off now, but I like to pay over time, and hate to have to pay an APR.
Need A $3000, No Interest, Short Term Loan.?
3 Responses to “Need A $3000, No Interest, Short Term Loan.?”
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If you think you are going to be able to get a no interest loan from anyone but the company that you are buying from, you are out of luck. Why would anyone lend money with no return? The computer company is doing it because they make money off the sale and free credit leads to higher sales. That said, I hope that is not your question.
It seems your issue is more about credit and why you can’t get financed. If the finance company is having trouble with an agency (credit bureau) it might be because you don’t have ENOUGH credit. With enough credit items you should have three credit scores from all three bureaus. It is possible with little credit that a bureau or two don’t have any credit records for you and have given you no score. This can be a reason to deny credit. A solution to this is to get added as an authorized user on a credit card of a parent or spouse or friend. After the next payment is made on that card it will be added to your report and give you all three scores. Now you can get the financing.
Better talk to Mom & Dad if u want a 0% loan
If you buy a new computer from Dell, they offer interest free credit if you use Dell Financial. I think it’s for over a year.